Terms of Use

Welcome to Covenant Book Protection. These Terms & Conditions govern your access to and use of our website, services, insurance-related solutions, and digital publishing protection offerings. By accessing our website or purchasing any service from Covenant Book Protection, you agree to comply with and be legally bound by these Terms & Conditions.

If you do not agree with any part of these terms, you should discontinue use of our website and services immediately.

About Our Services

Covenant Book Protection provides insurance-related services and protection solutions designed for authors, publishers, eBook creators, and digital content professionals. Our services are intended to assist with selected publishing-related risks, digital asset concerns, and policy-based coverage options connected to eBook publishing and distribution activities.

Coverage availability, policy terms, eligibility, limitations, and exclusions may vary depending on the selected service or policy plan.

Eligibility

By using our services, you confirm that:

• You are at least 18 years of age
• You have the legal authority to enter into binding agreements
• All information provided to Covenant Book Protection is accurate and complete
• You will use our services only for lawful purposes

We reserve the right to refuse service, suspend accounts, or terminate access if false, misleading, or unauthorized information is provided.

Insurance Coverage Disclaimer

Covenant Book Protection provides insurance-related support and coverage solutions subject to policy terms, limitations, exclusions, underwriting review, and eligibility approval. Coverage is not guaranteed until:

• Required information has been submitted
• Eligibility review has been completed
• Payment obligations have been satisfied
• Policy approval has been officially confirmed

Insurance-related services do not guarantee protection against every publishing, legal, financial, or digital risk associated with eBook publishing or distribution.

Author Responsibilities

Users and authors are solely responsible for:

• The legality and originality of submitted content
• Compliance with copyright and intellectual property laws
• Accuracy of information submitted during coverage applications
• Maintaining ownership rights or proper authorization for submitted materials
• Ensuring publishing compliance with third-party platforms and marketplaces

Covenant Book Protection is not responsible for disputes arising from unauthorized, plagiarized, defamatory, misleading, or unlawful content submitted by users.

Payments and Billing

All fees, premiums, processing charges, or service costs must be paid according to the agreed payment terms.

By submitting payment information, you authorize Covenant Book Protection to process applicable charges related to selected services or policies. Failure to complete payments may result in:

• Delayed processing
• Suspension of services
• Policy cancellation
• Denial of coverage eligibility

Pricing and service fees may change without prior notice.

Refund Policy

Refund requests are reviewed on a case-by-case basis.

Eligible Refund Situations

Refunds may be considered for:

• Duplicate payments
• Confirmed billing errors
• Service cancellation requests submitted before policy processing begins
• Approved administrative exceptions

Non-Refundable Situations

Refunds generally will not be issued for:

• Completed evaluations or consultations
• Approved or activated policies
• Processed claims or underwriting reviews
• Services impacted by inaccurate client information
• Delays caused by third-party providers or publishing platforms

Approved refunds may require several business days for processing, depending on the payment provider.

Intellectual Property Rights

All website content, branding, graphics, logos, text, service materials, and digital assets owned by Covenant Book Protection remain protected under applicable intellectual property laws. Users may not:

• Copy or reproduce website content without permission
• Use company branding for unauthorized purposes
• Distribute proprietary materials unlawfully
• Attempt to reverse engineer or misuse website systems

Unauthorized use may result in legal action.

Limitation of Liability

To the maximum extent permitted by law, Covenant Book Protection shall not be liable for:

• Indirect or consequential damages
• Loss of profits or publishing revenue
• Platform suspensions or marketplace actions
• Data loss or service interruptions
• Third-party disputes
• Publishing delays or distribution issues
• Legal claims arising from user-submitted content

Our total liability shall not exceed the amount paid by the user for the specific service involved.

Third-Party Services

Our website or services may reference or integrate third-party platforms, payment providers, publishing services, or external websites. Covenant Book Protection is not responsible for:

• Third-party policies
• External platform decisions
• Service interruptions caused by outside providers
• Third-party security or privacy practices

Users interact with external services at their own discretion and risk.

Account Suspension and Termination

We reserve the right to suspend, restrict, or terminate access to services without prior notice if:

• These Terms & Conditions are violated
• Fraudulent activity is suspected
• Unauthorized use occurs
• Payment obligations are not fulfilled
• User conducts harm to the company’s operations or reputation

Termination does not eliminate outstanding payment obligations or legal responsibilities.

Privacy

Your use of our services is also governed by our Privacy Policy. By using Covenant Book Protection services, you acknowledge and agree to our data collection, processing, and privacy practices.

Changes to Terms

Covenant Book Protection reserves the right to modify or update these Terms & Conditions at any time without prior notice.

Updated versions become effective immediately upon publication on our website. Continued use of our services after updates constitutes acceptance of the revised terms.

Governing Law

These Terms & Conditions shall be governed and interpreted in accordance with applicable laws and regulations within the governing jurisdiction selected by Covenant Book Protection.

Any disputes arising from these terms or services shall be handled through the appropriate legal channels within the applicable jurisdiction.

Contact Information

For questions regarding these Terms & Conditions or our services, please contact:

Covenant Book Protection

Acceptance of Terms

By accessing our website, purchasing services, or using Covenant Book Protection offerings, you confirm that you have read, understood, and agreed to these Terms & Conditions.